Equine stallion fertility insurance can take some risk out of breeding

For most stallion owners, horses are big business often requiring a significant financial commitment. There can be considerable income to be made from stud fees, whether for live cover or artificial insemination.

Equine stallion fertility insurance is available for a stallion’s owner/shareholders to replace the income his/her stallion generates for them in the event the stallion is either no longer able to physically breed a mare or is no longer able to get the mares in foal that are bred to him.

Problems affecting a stallion’s fertility are varied and can be difficult to diagnose. They usually fall under one of three categories: accident, sickness, or disease. As a result, stallion fertility insurance is commonly referred to “ASD” coverage for stallions who have a successful history of breeding.

Horse owners and/or shareholders who are considering investing in a young male horse for breeding purposes have the option to purchase “Stallion First Season Infertility Insurance”.  It is not unusual for a young, healthy stallion to not be able to get in foal the mares he breeds. Again, the reasons are varied: some are correctable, but many are not.  An investor may choose to protect his investment in a young horse against the stallion’s being infertile with this insurance.

The limits of insurance are determined by the income the stallion generates by breeding.   The premium is dependent primarily on the limits of the policy.