Is your valuable jewelry covered in your homeowners policy?
Would your homeowners’ insurance policy standard jewelry coverage replace the important and valuable jewelry you have in your home? If you have a lot of jewelry or a few expensive pieces, get them appraised and get them insured if the value of the total exceeds the basic jewelry limit on your homeowners policy.
Why add Rental Reimbursement Coverage to your auto policy?
Just like many industries, supply chain issues are making it hard to find car parts. So, you should expect longer wait times if your car is in the shop. Additionally, car rental prices have been increasing. If being able to pay for a rental car for an extended period of time is a concern, you may want to consider rental reimbursement coverage.
Keep in touch with your insurance agent (in good times, too!)
When big things happen in your life life call your insurance agent. It is understood you should call your insurance agent if you have an accident or disaster that requires a claim. But there are many non-emergency important life changes that can impact your insurance coverage.
ID theft prevention tips
With technology advancing every day, it is important to know what you can do to protect yourself with regard to ID theft before it is too late.
Your tree, your neighbor's property: Whose insurance pays?
Your tree falls on your neighbor’s property, who pays?
Be prepared for winter driving
Preparing your vehicle for the winter and knowing how to react in severe conditions or if stranded are the keys to safe winter driving.
How to insure an older car
Collision coverage is the one coverage that needs to be carefully evaluated by the owner of an older car.
What does today’s hot real estate market mean for your homeowners insurance?
In today’s market, do you currently have enough insurance on your home?
When to make an insurance claim
As a general rule, most insurance companies do not like insuring clients who have had 3 or more claims over a rolling 36-month period.
Why choose a carrier that specializes in high-value homes?
High-value home insurance is not triggered by the market value of a home but rather by the cost to rebuild it.
Liability exposures in the horse world
Seriously consider excess liability or umbrella insurance to supplement your existing liability coverage for the many exposures faced in the world of horses.
Horse Shows: A lot happening with a lot of risk involved
At a horse show, a lot is happening in a short period of time, and there is a fairly high potential for incidents and accidents to occur.
Equine Trainer/Instructor liability insurance follows and protects the trainer
A good equine trainer policy is designed to protect horse professionals from alleged negligence, error, or omission from third party claims arising from the equine professional’s insured activities.
Hauling horses should require trip transport coverage
Equine Trip Transport Insurance — only available for international travel — is basically life insurance for the insured horse while it is in transit.
Foal insurance helps protect your investment
The costs involved in producing a foal can be significant, to offset these potential costs there is “foal” insurance.
Equine stallion fertility insurance can take some risk out of breeding
EQUINE
Equine stallion fertility insurance is for a stallion’s owner/shareholders to replace the income the stallion generates in the event the stallion is either no longer able to breed.
Is equine "Loss of Use" insurance still a prudent decision?
A “Loss of Use” extension on the mortality policy was established to pay a percentage of the mortality limit (depending on the insurer) to cover this loss.
Manage the risk and expense of horse ownership with equine insurance
Horses are the classic example of Murphy’s Law: if there is a way to get themselves into trouble, they’ll find it. Equine major medical and surgical insurance helps the horse owner manage the risk and expense of horse ownership
Extended Replacement Cost
The “Extended Replacement Cost” option on your homeowners policy can help to cover these additional costs.
Equine Mortality Insurance and Why You Need It
Equine mortality insurance is like life insurance for your horse, with the owner as the beneficiary.