Keep in touch with your insurance agent (in good times, too!)
When big things happen in your life life call your insurance agent. It is understood you should call your insurance agent if you have an accident or disaster that requires a claim. But there are many non-emergency important life changes that can impact your insurance coverage.
An Insurer’s Business Cycle
Every industry and every business has its own business cycle. In insurance, this cycle is what can cause premiums to go up or down.